Everything your business needs to manage your treasury
Manage MXN, USD, and EUR wallets, payroll & SPEI transfers, SAT-compliant invoicing, and business cards from one treasury platform built for businesses operating in Mexico and around the world.
Multi-Currency Wallets
Manage your business finances across currencies from a single treasury platform. Open MXN, USD, and EUR wallets in minutes, each with its own account details. Receive payments through your own CLABE and SPEI in Mexico, pay suppliers in China with ease, and convert currencies instantly.
Global payments for your business
Pay suppliers and receive payments from customers across the US, Mexico, China, and other supported markets. Receive funds directly into your wallet, track every transaction, and make global payments with lower fees than traditional solutions, all from one platform.
Business FX
Convert between pesos and dollars instantly at competitive rates. See the rate and total cost upfront, then exchange funds for supplier payments, international collections, and everyday business expenses.
Earn yield on your business balances
Put your idle MXN and USD balances to work while keeping funds available for day-to-day operations. Access competitive yield opportunities through our licensed partners directly from your treasury platform, while maintaining the flexibility to access your funds whenever you need them.
Payroll without the complexity
Disburse payroll in minutes from a single platform. Upload payroll in bulk, pay employees across multiple currencies, and reduce payment costs with instant BMONI wallet-to-wallet transfers. Generate invoices and payroll receipts, including electronic tax invoices and payroll receipts, to keep payments and documentation organized in one place.
Business Cards, Built for Control
Create and assign virtual and physical cards for your team in minutes. Control spending with customizable limits, manage access, approve expenses, and monitor transactions in real time. Accepted online and in store.
Bill Payments & Taxes
Simplify everyday business operations with our integrated bill and SAT tax payments. Manage essential expenses alongside your treasury and payroll, all from one platform.
BMONI Business Dashboard
Manage payroll, supplier payments, CFDI invoicing, and your multi-currency treasury from one platform. Track invoices, set approval workflows, manage team permissions, and approve payments from anywhere.
Fund your USD wallet with bank transfers or Stablecoins
Add funds to your BMONI USD wallet through a standard bank transfer or by depositing USDC directly from your crypto wallet across supported networks, including Ethereum and Polygon. Once received, your balance is ready to send, spend, or hold.